Reverse Mortgages Near You - Kingman Reverse Mortgage Lender
Meet Ernie Severson
Ernie Severson
Reverse Mortgage Specialist
NMLS #2162789
(928) 543-5705
Find the best reverse mortgage deals in Kingman, Arizona.
Ernie Severson and Summerlin Financial Inc are one of the A teams of Kingman if you’re looking for top shelf advice on reverse mortgages – from Needles to Parker and throughout western Arizona.
Ernie is a reverse mortgage specialist excited to help seniors find retirement solutions by utilizing their home equity to help provide stability in their retirement years.
Ernie is a retired police sergeant who spent more than 27 years in law enforcement.
In that time, he came to appreciate leadership and integrity as essential qualities in his career.
He now brings those same attributes to the mortgage industry where you know you can count on him to do what's right by you and your family.
Ernie is an Arizona native and has lived in Mohave County for nearly 30 years.
He is married to his lovely wife Naomi and enjoys spending time with his three children.
What is a reverse mortgage?
A reverse mortgage is a real gem of a loan product because of its ability to transform the financial fortunes of seniors who find themselves under financial stress.
No-one likes the thought of being forced out of their home and having to downscale to see out their retirement.
For seniors at least 62 years of age who have equity in their home, a reverse mortgage solves that problem.
It does that by converting your home equity back into cash in the form of a life-changing income stream!
Instead of worrying about having to sell up, retirees can start thinking about how to enjoy their sunset years like they had always planned.
Funds can be made available in many different ways including a line of credit, monthly installments, a lump sum or a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the smartest ways homeowners can enjoy their retirement with the level of financial security they had always hoped for.
House prices have dropped slightly over the last year by a small 2.1 percent dip in the 12 months taking average returns to $266,257* (https://www.zillow.com/home-values/46039/kingman-az/).
Already, 155 residents in and around Kingman have purchased a reverse mortgage*.
About Kingman, Arizona
Kingman, Arizona, is a picturesque and historic city located in Mohave County, in the northwestern part of the state. Known for its rugged desert landscapes, Route 66 nostalgia, and a strong sense of community, Kingman offers residents a unique blend of small-town charm and Southwestern adventure. With a population of approximately 30,000 residents, Kingman is the heart of Northwestern Arizona.
Kingman's history is deeply intertwined with its role as a transportation hub along the historic Route 66. The city's Main Street is lined with vintage diners, motels, and shops that harken back to the heyday of the iconic highway. Visitors can explore the Route 66 Museum and the Powerhouse Visitor Center to learn about the area's rich history and connection to the Mother Road.
One of Kingman's standout features is its stunning natural surroundings. The city is surrounded by rugged desert terrain, with nearby attractions like the Hualapai Mountains and the Cerbat Foothills providing opportunities for hiking, camping, and wildlife viewing. The nearby Colorado River offers water sports and fishing opportunities for outdoor enthusiasts.
Kingman's sense of community is evident through its local events and gatherings. The city hosts various festivals and celebrations throughout the year, including the Andy Devine Days Rodeo and the Route 66 Fun Run, which draw visitors from across the region.
Education is a top priority in Kingman, with the Kingman Unified School District serving the city's K-12 students. The Mohave Community College provides higher education opportunities for residents looking to further their education.
As a reverse mortgage loan officer in Kingman, I am honored to serve the residents of this welcoming and tight-knit community. Whether you're considering a reverse mortgage to access your home's equity or exploring financial options, I am here to provide expert guidance tailored to the unique opportunities and challenges of living in Kingman. Kingman embodies the best of Arizona living, where history, community, and natural beauty converge to create a warm and inviting city in the desert.
Contact your Kingman reverse mortgage lender today.
Ernie and his Summerlin Financial team are expecting your call if you have even the slightest interest in a reverse mortgage.
Call him today at (928) 543-5705 and he’ll explain how one can help you. What have you got to lose?
*As of March 2024
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